Frequently Asked Questions
We provide services to individuals, families, businesses, trusts, partnerships, not-for-profit organizations and retirement plans. Those who wish to manage their wealth by taking a strategic approach to pursuing long-term goals.
Our services include:
- Retirement planning
- Investment management
- Tax management and planning
- Planning for education and other major expenses
- Charitable giving strategies
- Estate and trust planning
- Net worth development
- Managing qualified retirement solutions
We start every relationship with a Discovery Meeting to understand your finances and how they relate to your values, goals and aspirations. We then conduct a Savings and Retirement Analysis and a long-term plan on how to reach those goals.
If a mutual relationship makes sense, we take steps to ensure the plan is carefully executed and managed as we move toward reaching your goals.
There is no cost for our initial Discovery and Investment Plan meetings. It’s time well spent to get to know one another before we seek mutual commitment and enter a relationship.
We are a fee-only advisor. Our fees are based on a percentage of assets that we manage. A fee-only approach best aligns our interests with those of our clients and helps us meet our fiduciary obligation as a Registered Investment Advisor firm.
Our fees are on a sliding scale. As your portfolio grows, the percentage-based fee decreases.
In addition, we take a family approach to investing. We aggregate everyone’s assets to determine the fees. And still manage each family member’s portfolio according to its distinct policies. This provides the best rates to everyone in your immediate family.
Learn more about Monica.
I am a creative CERTIFIED FINANCIAL PLANNER® professional providing financial planning & tax strategies for clients by accurately assessing each client’s present and future needs, objectives, and lifelong goals. My empathetic and engaging personality helps guide clients through retirement as they discuss all of life’s complexities; focusing on specific tax strategies and evidence-based investment philosophy to meet every client’s unique goals and circumstances.
During my salad days, I studied business at the University of Minnesota and the Carlson School of Management. Taking this route seemed to make sense when I graduated high school, as it offered the opportunity to pursue a career in business. However, the experience didn’t go as planned. I found myself disillusioned by the focus and teachings of business school, with many of the lessons revolving around detached relationships focused solely on profit. I eventually concluded that this was not my personal path. I chose instead to purse a passion – writing – and veered off into journalism for the next six years of my life.